Jan-Dhan Yojana: 13.85 lakh bank accounts opened in Madhya Pradesh so far
BHOPAL: As many as 13.85 lakh bank accounts have been
opened in Madhya Pradesh so far under Pradhan Mantri Jan-Dhan Yojana. Of these,
9.93 lakh accounts have been opened in rural areas and 3.91 lakh in urban
areas. Maximum 11.59 lakh accounts have been opened by public sector banks.
Besides, HDFC, ICICI, Axis and IndusInd private banks
have also opened 13,435 accounts. As many as 49,744 accounts have been opened
in Madhyanchal Gramin Bank Sagar, 72,688 in Central Madhya Pradesh Bank,
Chhindwara and 1,00312 accounts have been opened by Narmada-Jhabua Rural Bank.
Madhya Pradesh will become pioneer in the country in
achieving the target of opening bank accounts of all families. In the state,
financial inclusion model (Samriddhi) is already being implemented since year
2011, which will help in achieving this target.
Under Samriddhi model over 2,400 ultra small banks
have been opened in the state so far having over 76.50 lakh bank accounts.
These banks have transacted business of Rs 1,800 crore so far.
At present, banks and local administration are
undertaking a joint survey for the scheme. Bank accounts of about 40 lakh
families are estimated to be opened in the state. Under the scheme, all bank
accounts will be opened by January 26, 2015. It is expected that target of
opening 40 lakh accounts will be achieved before that date going by the way
bank accounts have been opened till date.
Every family will be given banking facility under of
Pradhan Mantri Jan-Dhan Yojana launched on August 28 last. On opening a bank
account under the scheme, the account holder will be given RuPay debit card and
Rs one lakh accident insurance cover. After 6 months’ satisfactory operation of
the account, the account holder will get Rs. 5000 overdraft facility.
In future, micro financing facilities as well as
benefits of pension schemes like Swalamban through the scheme will be provided
to people of unorganised sector. There is a provision of depositing amounts of
government schemes directly in bank accounts of beneficiaries.