Rural women changing economic condition of their families
Poverty Initiative Project (DPIP) and National Rural Livelihoods Mission (NRLM)
are empowering self-help groups in rural areas of the state. After constitution
of women’s self-help groups, these women have improved economic condition of
are also discharging important responsibility of providing jobs to unemployed
rural youths. So far, lakhs of poor rural families have been associated with
over 70 thousand self-help groups in Madhya Pradesh. Planned efforts are being
made to empower them economically through livelihoods activities.
women of remote village Moi near Biaora bypass in Rajgarh district have changed
the fortunes of their families as well as village. Women associated with 8
self-help groups in the village have saved Rs 81 thousand through small bits of
As many as 328
families live in this small village under Gram Panchayat Nariyabe. DPIP
provided Rs 11.92 lakh loan to these self-help groups through Gram Utthan
Samitis. Besides, Regional Rural Bank and ICICI Bank also fixed credit limit of
Rs 50 thousand for every group.
So far, these
self-help groups have received loans worth Rs 18.71 lakh. Women members of
these SHGs have increased their family income through rearing of buffaloes and
goats and other livelihoods activities. They are also repaying loans in time
and are now expanding their livelihoods activities by obtaining second
installment of loan.
Women members of
self-help groups also take part regularly in Gram Sabhas. It is thanks to their
sustained efforts that piped water scheme has been started in the village. They
have also struggled against the practice of open-air defecation and have constructed
toilets in their houses.
They are well aware
of a number of schemes beneficial for their families and villages. A shine of
self-confidence is visible on the faces of women associated with self-help
groups. This positive change has also served as inspiration for women in nearby
Poor rural women of
tribal-dominated village Kachnariya in Rajgarh district have also written a new
chapter of economic development of their village by joining self-help groups.
The 152 families in the village had joined livelihoods activities with start of
DPIP in year 2009 in the villages. They have formed 12 self-help groups.
groups were provided Rs. 17.69 lakh loans by Gram Utthan Samiti. Later, they
also obtained loans from banks. Members of the SHGs have taken Rs. 60.79 lakh
loans so far. With the financial assistance, women of village Kachnariya have
changed fortunes of their families.
As many as 170
self-help groups of 25 villages under DPIP have joined cluster-level
organisation constituted in December 2013 last at village Kalipeeth in Rajgarh
district. The cluster has been named as Laxmi Community Cooperation
Organisation. With infrastructural assistance from State Livelihoods Mission,
the cluster has constructed its office building apart from computers and
So far, DPIP has
provided Rs 31.22 lakh loan to these groups. Besides, Regional Rural Bank has
also fixed Rs one lakh credit limit for every SHG. Using these funds, the
groups have established shops to form a rural market. So far, loans worth Rs
46.50 lakh have been provided to various groups for livelihoods activities of
which they have repaid Rs 19.21 lakh.